Loan Program
Foreign National Loans
No US credit file does not mean no US mortgage.
Overview
What this program is for.
Foreign national programs finance non-resident buyers purchasing a second home or investment property in Texas. Qualification rests on documentation from your home country, reserves and the property itself rather than a domestic credit score.
Applications are available in English and Spanish, and Lisamarie handles the document list with you directly so nothing stalls in translation.
Highlights
Foreign National Loans at a glance.
No US credit required
Alternative documentation used in place of a domestic credit file.
Second home or investment
Purpose driven programs for non-resident buyers.
English or Spanish
Apply in either language on the secure application.
Document list up front
You get the full list once, at the start.
How It Runs
The same four steps, every file.
01. Pre-Approval
A real pre-approval tells you your range, makes your offer credible to a listing agent, and sets the file up to move fast.
02. Loan Application
A defined document list, given to you once and up front, not drip fed as a series of surprise requests.
03. Underwriting
Your file is reviewed and conditions are cleared as they come in. You are told where it stands rather than left guessing.
04. Closing
Documents are drawn and sent to the title company, and you sign. Closing on time is the commitment.
Also Consider
Related programs.
First-Time Buyers
A real pre-approval, and someone who explains every decision before you have to make it.
Learn more →Conventional Loans
The standard on most Texas purchases, and often the cheapest once you have equity or strong credit.
Learn more →FHA Loans
Lower down payment and more forgiving credit guidelines, backed by the federal government.
Learn more →
