Loan Programs
Finding the right loan, not just any loan.
The programs Lisamarie arranges most, for purchase, refinance and investment clients. Each one has its own page, including what it is genuinely good for and when it is not the answer. Commercial financing is also available, so ask.
First-Time Buyers
A real pre-approval, and someone who explains every decision before you have to make it.
Learn more →Conventional Loans
The standard on most Texas purchases, and often the cheapest once you have equity or strong credit.
Learn more →FHA Loans
Lower down payment and more forgiving credit guidelines, backed by the federal government.
Learn more →VA Loans
The strongest benefit in the market for eligible veterans, service members and surviving spouses.
Learn more →USDA Loans
0% down on eligible properties, and more of North Texas qualifies than buyers expect.
Learn more →Refinance & Cash-Out
Lower the payment, or convert equity into usable capital. Two different math problems.
Learn more →Non-QM Loans
For self-employed borrowers and investors whose income is real but does not fit a W-2 box.
Learn more →Reverse Mortgage
For homeowners 62 and over: convert equity into income or a line of credit, without a monthly payment.
Learn more →Foreign National Loans
Financing for buyers without US credit history or residency, on second homes and investment property.
Learn more →
Not sure which one
That is the actual job.
Most borrowers qualify for more than one program, and the difference between them over ten years is real money. Model a payment in the calculator, then send it over and Lisamarie will compare the options against your file.
